More consumers are appreciating the advantages of short term personal loans. Most people, who find themselves in a temporary financial crisis and need quick cash, often ask their friends and family, the standard question: "Do you think I can get a quick personal loan in 24 hours or less?"

The answer is yes. Short term cash advance lenders offer personal loans, secured against your next paycheck. In most cases, lenders offer loans with no credit check. This means that poor credit, does not disqualify you from getting a loan.

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Should I Get A Personal Loan From A Bank Instead Of Using A Short Term Cash Lender?

Depending on your credit history and earnings, you may be able to get a personal loan from a traditional bank - but be prepared to wait. In addition, be prepared to thoroughly document your assets, liabilities and income.

Short cash advance lenders can wire cash to your account in 24 hours or less, with minimal qualification requirements. Your loan is secured against your future paycheck so you ability to repay the loan is important. Online cash lenders require you to be 18 years or older, have a checking or savings account and earn at least $1000 per month.

Online application forms take about one to two minutes to complete and a loan officer reviews your loan application immediately. The loan officer will contact you to verify your information in order to start the cash wiring process.

How is the interest rate on my loan determined?

The interest rate or fee on your loan depends on a number of factors, including your state of residence, the amount you want to borrow, when you plan to repay the loan and other terms that may apply. The sooner you can repay your loan, the better. This allows you to avoid additional fees.

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